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Mortgages Explained
Moving home can be a daunting experience so we've provided some useful information that will not only help you better understand the process but also the different types of mortgage products that might be available to you.
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| Helping first time buyers onto the property ladder |
| First time buyers have never faced such a daunting task – not just with rising house prices, but now with the large deposits that many banks request. But, perhaps surprisingly, many are making it onto the property ladder – thanks to an increasing number of financial options open to them. This article explains more. read more.. |
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| How do you find the right mortgage? |
| When it comes to what is in most cases our biggest monthly outlay of money, many of us simply shrug our shoulders and pay. Interest rates change and so do our mortgage repayments, we talk about it, it appears on the news, but can we really do anything about it? read more.. |
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| How to make sense of house price surveys |
| If you’re thinking of buying property as an investment, or moving into a new area, house price surveys can be an invaluable aid. But with so many available, which ones do you believe – and how do you make sense of them? Here’s a quick guide to what they’re all about. read more.. |
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| Moving your mortgage? |
| More and more people are moving their mortgages: remortgaging, as the industry call it. For some people this is to raise money by releasing some of the equity in their home – that’s the added value, which has built up in the property since they first took out the mortgage. But for an increasing proportion of remortgagers, the aim is to reduce their overall costs, by switching to a better deal. read more.. |
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| Buy to Let - Top 10 tips |
| Becoming a private landlord should not be seen as an easy way of making easy money. It can be risky and complicated - it can also be very time consuming. That said, having a second property to let to tenants could reap considerable financial rewards over time. Check out our top 10 tips for Buy to Let. read more.. |
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Your home may be repossessed if you do not keep up repayments on your mortgage.
We do not charge a fee for insurance related advice, we receive commission from the provider. For mortgages we typically charge a mortgage processing fee of £145 payable upon application for a mortgage. We may also levy a fee of up to 0.50% of the loan amount. For example a mortgage of £100,000 would mean a maximum fee of £645. We may also be paid commission by the lender.
The Financial Services Authority (FSA) does not regulate some forms of buy to let mortgage. |
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